Our plan for a world cruise started about 30 years ago. Ina kept talking about going on a world cruise at retirement and Jim went along with it until one day, he asked the price. His response was "oh no! you can't have that much money for a cruise!". The next day... Ina opened her private "cruise" savings account and managed to squirrel away enough money to pay for the cruise by retirement! We are going on a World Cruise!